It’s worth getting if you’ll spend $4,000 in the first 3 months after opening an account, as you’ll qualify for the card’s generous 60,000-point initial bonus. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. Neither card charges a fee to add an authorized user. The winner: Chase Sapphire Preferred Card. Intro APR: None. As a cardmember, you'll receive complimentary Priority Pass™ Select membership after enrolling and completing a one-time activation. Both cards also provide up to $250 in reimbursement for ground transportation expenses related to the trip. Good to Excellent. If you choose to use points and your Chase Sapphire Preferred credit card to pay for your purchase, each point will be worth $. Redeem toward most anything Disney at most Disney U. Chase Sapphire Preferred - Refer-A-Friend - Chase. There are a few factors that Chase looks at before approving the Chase Sapphire Preferred® Card. In summary. 60,000 points. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. The Sapphire Preferred is often recommended as a great beginner travel card because you can either transfer your points to partner airline and hotel loyalty programs or redeem your points at 1. A. The Chase Sapphire Reserve is the big sibling to the popular Chase Sapphire Preferred® Card, but it comes with a higher annual fee and more benefits. It also gives 3X points on dining, select streaming services and online grocery purchases (excluding Target, Walmart and. The Venture Card, meanwhile, offers 75,000. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges, which will welcome Sapphire Reserve cardmembers on their. If you. “I have three cards from Chase: Freedom, Amazon, Southwest, with a total. The card carries a $95 annual fee. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. Chase Sapphire Preferred Card overview. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. only. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. Finally, both cards also offer generous welcome bonuses: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account. $ 0. The Chase Sapphire Preferred card and the Capital One Venture card both have $95 annual fees and offer a wide range of travel benefits. Having a steady income is also preferable. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Chase Sapphire Preferred annual benefits. The Chase Sapphire Preferred is offering up to 100,000 points after you spend $4,000 on purchases in the first three months of account opening. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, and J. com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases. 49% Variable APR Intro APR N/A Rec. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. Monthly Service Fee with a balance of $75,000* on each statement period. For $95 a year, the Chase Sapphire Preferred packs in a punch with a slew of benefits, for travel, shopping and otherwise. » MORE: Best rewards credit cards To view rates and fees of the American Express® Gold Card , see this page . And as further proof of the fact that the Chase Sapphire Preferred® Card isn’t an entry-level model is the fact that a full 10% of users obtained a credit limit over $20,000. OR ANY OF ITS AFFILIATES. Chase Sapphire Preferred basics. Additionally, it offers flexible point redemption options, no foreign. Ink Business Cash Credit Card. We suggest that you have a minimum credit score of 700 to apply for the Chase Sapphire Preferred and a recommended score of 720+. Lyft Pink All Access, valued at $199 per year, offers exclusive benefits across the Lyft transportation network of rideshare, cars, bikes, scooters and. Sapphire Reserve — 550 USD per year, with a 75 USD fee for each additional authorized user. S. The Sapphire Preferred Card has a minimum $5,000 credit line. While new cardholders get this credit right. The card recently revamped its earning rates so cardholders can accrue rewards even faster. If you have the Chase Sapphire Reserve® , your points will be worth 1. Hopefully the above clarifies any questions. The Chase Sapphire Preferred® Card isn’t a credit card for. At an absolute minimum, Ultimate Rewards points can be redeemed for 1. Most travel cards issued by Chase are subject to 5/24 for approval, including cobranded cards. The Chase Sapphire Preferred currently features an offer of 60,000 points after spending $4,000 on purchases within the first three months of account opening. Earn 2% on select card purchases and 1% on all other card purchases. The Chase Sapphire Preferred is a travel credit card that offers 5X Ultimate Rewards points on travel purchased through the Chase portal, 2X points on other travel purchases and 1X point on all other purchases. For example, you could redeem 10,000 points for a $100 statement credit or use them to book $125 in travel through Chase Ultimate Rewards. Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. While Apple Card will be a great card for most people, those who are looking to maximize their earning potential for travel will be much better served with the Chase Sapphire Preferred® card. However, given how versatile Ultimate Rewards points are, the bonus actually represents around $2,000 in value (based on TPG valuations ) when leveraging the program's hotel and airline partners. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. The Chase Sapphire Preferred comes with a terrific sign-up bonus, but it also offers a solid return on travel and dining and earns some of the most valuable travel points around. The Chase Sapphire Preferred® Card is one of our absolute favorite starter travel cards. Yet travelers still have plenty of questions about this card. The Chase Sapphire Preferred card is the Swiss-army knife of travel cards, providing solid benefits for frequent travelers from a trusted brand. Chase Sapphire Preferred. The Chase Sapphire Preferred 10% anniversary bonus multiplies the dollar amount you've spent on the card by 0. P. "As mentioned earlier, the Chase Sapphire Preferred® Card has an annual fee of $95. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. Cardholders of the Chase Sapphire Preferred card receive a few other solid benefits that can be beneficial, including a free year subscription to DoorDash DashPass which offers free delivery and reduced service fees on orders of $12 or more. We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. In addition to the generous bonus offer. New Chase Sapphire Preferred® Card cardholders can benefit from 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Find a Chase location near you. They earn 3 points per dollar spent on dining purchases worldwide on both cards, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar spent. The Chase Sapphire Preferred. That's $750 when you redeem through Chase Ultimate Rewards®. Guide to Benefits for Chase Sapphire Preferred Visa Signature cardholders. com. And, given the new bonus and category bonuses, this card just moved to the top of the “you-need-to-know-about-this-card” list. The Chase Sapphire Preferred card is a great travel rewards credit card with a low annual fee of $95. Both cards also offer $10 per. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Your credit score. Dream bigger with the Disney Premier Visa Card from Chase. The card also offers 10x Ultimate Rewards points on hotels and rental cars purchased through Chase Travel, 5x points on flights purchased through Chase Travel, 3x points on travel and dining. You can currently earn 60,000 Chase Ultimate Rewards points after spending $4,000 within the first three months. 5 points per dollar spent for all. 99% - 29. NOT FDIC INSURED. Standard Plus: The Standard Plus $329 annual fee gives you ten complimentary lounge visits, after which lounge access costs $35 per visit. New Chase Sapphire Preferred cardholders can earn 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months of account opening. A pending credit card transaction is a purchase or charge that hasn’t been fully processed. Chase Sapphire Reserve: $550:. View the current offers here. Learn how the Sapphire Preferred Card can benefit you today. It's not the only fee you need to worry about with the Chase Sapphire Reserve® Card, either. The card’s strength. Usually, a DashPass subscription costs $10 per. DashPass normally costs $9. A generous sign-up bonus. Chase Sapphire Preferred® Card: Up to five referrals; Maximum 75,000 bonus points: Chase Sapphire Reserve® Up to five referrals; Maximum 50,000 bonus points: Cards in the Southwest Rapid Rewards. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to $750 when you redeem for travel through Chase Ultimate Rewards® since point redemptions are worth 25% more this way. Chase Sapphire Reserve: Events are covered to a maximum of $50 each, up to four events per year. Monthly Service Fee with a balance of $75,000* on each statement period. OR . Cardholders can only. Cardholders pay no foreign transaction fee, but there is a balance transfer fee of either $5 or 5% of the amount of the transfer. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. Chase Sapphire Preferred Travel Benefits. NOT A DEPOSIT. 0125 each, which can add up to significant savings. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. The Chase Sapphire Preferred requires good to excellent credit to qualify, so you should aim for a credit score of at least 700. & Keri Stooksbury. 25 when redeemed using the Chase travel site or the Pay Yourself Back function (so. Chase Sapphire Preferred annual benefits. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. A. Eligible for this bonus follows a 48 month rule. It earns 5 points on travel purchased through Chase Ultimate Rewards®, 2 points. The Chase Sapphire Preferred® Card is one of the best travel credit cards for those new to earning rewards as well as one of the best for those who are an expert at redeeming Ultimate Rewards Points for maximum value. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. However,. There's no question that the Chase Sapphire Preferred Card is one of my all-around favorite credit cards. ': On the drop-down menu, click on ‘account services' and then click on ‘add an authorized user. If you're registered with both programs, you're able to skip the identity verification line and. Chase Sapphire Preferred: Complete Guide to Benefits & Points - Katie's Travel Tricks. The Chase Sapphire Preferred currently has a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. 49% variable APR on purchases and balance transfers, which is a decent range for a rewards card. or call collect at 1-804-673-1691 while outside of the US to file claims. com, Hulu. Chase Sapphire Preferred continues to redeem at 1. Join Instacart+ with your eligible Chase card to redeem this offer. As of this story's publication time, you can earn 100,000 Ultimate Rewards points after spending $4,000 within the first three months by applying for the Chase Sapphire Preferred. You can product change (essentially downgrade) your Sapphire Preferred card to the Chase Freedom Flex or the Chase Freedom Unlimited. $ 25. The Chase Sapphire Preferred points are worth 1 cent to 1. Update: Some offers mentioned below are no longer available. That means you’ll need at least good credit to be approved. The Chase Sapphire Preferred® Card has long been one of the best travel credit cards on the market. Dream bigger with the Disney Premier Visa Card from Chase. Sapphire Banking fees 4, 5. Select "Card Benefits. Most credit cards that include a Priority Pass membership also include a number of free visit with some including unlimited free member visits. 49%-28. Lucrative Initial Rewards Bonus. Explore the world and earn premium rewards with Chase Sapphire Reserve ® or Chase Sapphire Preferred ®. The card offers a $50 annual hotel statement credit that can be used through the Ultimate Rewards portal. Monthly Service Fee with a balance of $75,000* on each statement period. UNDERSTAND YOUR BENEFITS. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. Monthly Service Fee with a balance under $75,000* on each statement period. The Chase Sapphire Preferred® Card is easily one of the top travel credit cards on the market today thanks to its ongoing rewards structure, first-year welcome bonus and wealth of perks. 25 cents each when redeemed for travel. Activate by July 31, 2024. The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. $0 when you have an average beginning balance of $75,000 or more in any combination of this account and linked qualifying deposits /investments. com. With the Chase Sapphire Preferred® Card, points can be used to book travel through the Chase Ultimate Rewards® portal for a value of 1. 5 points for every $1, you could earn 1. NOT A DEPOSIT. Chase Sapphire Preferred® is a travelers dream. Monthly Service Fee — $0 or $25 . When Sapphire. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. But with many other valuable cards to choose from, does it. After logging in to your Chase Sapphire Preferred Card account, click on ‘More' in the top right corner. Navigate to ‘Account Services. Barclaycard Arrival Plus, on the other hand, stopped accepting new applications in June. Earn unlimited 3% back at Amazon. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. 25c in the Chase Travel Portal and the slew of other benefits remain in tact including primary rental car insurance, purchase. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. 25 cents apiece, depending on how you redeem them. One of the most important factors is your credit score. But if you don’t want to tie yourself down to a particular airline, it. You're now leaving Chase. The Chase Sapphire Preferred is a great card and Chase won’t just approve anyone for it. The card typically comes with a generous sign-up bonus. Winner: Tie. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. If you’ve applied for 5+ credit cards in the last 24 months, you will not be approved. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. 25 cents each. Rather than having each individual person in your family apply for the card (and each pay for their. The Chase Sapphire Preferred® Card doesn’t come with all the fancy perks or the $300 travel credit, but you’ll still be able to earn a decent amount of points. 1. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 49% to 28. Annual Membership Fee. In order to earn and use these Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. The reimbursement can cover. Chase Ultimate Rewards are one of the most valuable points currencies. Limited to one Sapphire card (e. Valid loss-of-use charges assessed by the rental company. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. This happens when the credit card issuer has confirmed that you have the available. Capital One Venture vs. The Chase Sapphire Preferred and Citi Premier® Card are both great cards if you want to earn high rewards on recurring spending. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. The Chase Sapphire Preferred card also includes a monthly GoPuff credit. 49% variable APR on purchases and balance transfers and does not offer an intro period on purchases or balance transfers. Even with the $95 annual fee, the card is truly loaded with rewards and perks that many competing cards can. The Chase Sapphire Reserve is a no-brainer card for those who are looking to up their reward earnings to the highest level. Meanwhile, points earned with the Sapphire Preferred are worth just 1. Select which purchases you’d like to redeem points. With 1,300 Priority Pass lounges across the globe, you have many to choose from. That's $750 when you redeem through Chase Ultimate Rewards®. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. 25 cents each when redeemed for travel through the Ultimate Rewards portal, your 60,000-point bonus is worth up to $750. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. The Chase Sapphire Preferred® Card card offers a welcome bonus of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening and the Chase Sapphire Reserve. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. A. In addition, you need to be at least 18 years old and have either a Social Security Number (SSN) or an Individual Taxpayer Identification Number. g Chase Sapphire, Chase Sapphire Preferred or Chase Sapphire Reserve) The Chase Sapphire Preferred ® Card is a solid choice for your first travel rewards credit card. The Chase Sapphire Reserve® is one of the most well-known premium credit cards on the market. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. 9% on all orders. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. Monthly Service Fee with a balance under $75,000* on each. And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. The insurance covers up to $10,000 per person and a maximum of $20,000 per trip. 5 points per dollar on Lyft through March 2025. Please click the button to ensure you receive the above offer. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 49% to 28. 25 cents per point toward paid flights on the travel portal. Benefits include daily breakfast for 2, complimentary Wi-Fi, an onsite amenity, room. Enter the authorized user's detail s: After clicking on the ‘add authorized user' tab, you will be. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. It offers numerous benefits that can easily justify its $95 annual fee. This fee may be worth. Welcome Offer Bonus: 60,000 Chase Ultimate Rewards points after spending $4,000 in the first three months of card membership, but you can currently get earn up to 90,000 points by applying at a physical Chase Bank branch location (not online). You will be able to reach a live representative 24/7. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. Chase Sapphire℠ Checking Account Fees. Chase credit cards are very popular, partly because Chase Ultimate Rewards® points are valuable and can be used in many ways. 5. Approval Factors for Chase Sapphire Preferred. Reward your inbox with the TPG Daily newsletter. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. 49%, and the Reserve starts at 22. 3. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. Chase Sapphire Preferred® Card Apply now at Chase's secure site BEST FOR BEGINNERS Year after year, the Chase Sapphire Preferred wins at the TPG Awards for Best Travel Rewards Card. When you hold both cards, the points you earn with your Chase Freedom card become more valuable. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!Lyft and Chase are teaming up to offer Chase Sapphire Reserve cardmembers a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. For example, if. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED. With a $95 annual fee, it's not an expensive card, which makes it an especially. For flights, you have a couple of different options. How to upgrade from Chase Sapphire Preferred to Reserve. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. The Chase Sapphire Preferred® Card has a $95 annual fee. The Chase Sapphire Preferred® Card has many of the same credit card travel insurance benefits as the Chase Sapphire Reserve®. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. 49%-28. " Select "Complimentary Airport Lounge Access. 9% on all orders. Common reasons for denial: Too many recent inquiries. Reimbursement would be issued in the form of a statement credit up to $100. In this area, the Chase Freedom Unlimited shines. Chase Sapphire Preferred® Card Apply Now On Chase Bank USA, NA's Website 4. Plus, the Chase Sapphire Preferred has a modest annual fee that many users can offset by taking advantage of the card’s many benefits. Chase Sapphire Preferred Card – $750 in Award Travel. Monthly Service Fee with a balance under $75,000* on each statement period. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. The Chase Sapphire Preferred charges a 21. If you have a decent credit history (a few accounts 3 to 5 years old or more), a decent score (somewhere close to 720), and an income of $50,000+ you probably have some good odds of being approved. 49%-28. Chase Sapphire Preferred trip cancellation coverage reimburses cardholders in the event of cancelled or interrupted trips due to sickness, severe weather, and other unforeseen circumstances. Bottom line. However, it also comes with perks the Sapphire Preferred doesn't offer including up to a $300 statement to reimburse you for travel purchases. Sign in to view your account, access exclusive content and. Maria Adams, Credit Cards Moderator. Credit Recommended (670-850) Apply now at Chase's secure site. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. UP's Bonus Valuation*: $1,200. Additionally, it offers flexible point redemption options, no foreign. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. OR ANY OF ITS AFFILIATES. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. The Chase Sapphire Preferred® Card offers up to $50 in annual statement credits for hotel stays booked through Chase’s Ultimate Rewards travel portal and a 10% bonus on your total purchases. 9. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. Like the Ink Business Preferred, you'll get a value of 1. At a Glance. P. 1, and deposits that amount of points back into your account. Most cardholders have credit scores of 720 and above. Chase Sapphire Preferred Highlights. The lowest credit limit usually offered by Chase Sapphire Preferred is $5,000. While it’s the more expensive card, Chase Sapphire Preferred provides frequent travelers with plenty of rewards and benefits, and superior overall value. Annual Fee: $550. The balance transfer APR is also the same, and there is no introductory APR for either card. Chase sent out a memo today to their bankers about the following branch offer which begins on March 19: Signup for the Chase Sapphire Preferred and get 80,000 points after $4,000 in spend within the first three months, plus an additional 10,000 bonus points after spending $6,000 total on purchases made in the first 6 months. The Preferred ranges from 21. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. 25 cents apiece) toward travel booked directly through the Chase Ultimate Rewards portal, which includes flights as well as hotels, cruises, vacation rentals, and more. In turn, its 60,000-point bonus is worth $750 in travel. Chase Sapphire Preferred® Card Annual fee $95 Regular APR 21. In exchange for a $95. Chase Sapphire. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. You can cash those bonus points out for 1. worldwide. If not, go with the Chase Sapphire Preferred® Card. Chase Ultimate Rewards points earned through the Chase Sapphire Preferred: Can be redeemed for 1. Sapphire Preferred — 95 USD per year. The Chase Sapphire Preferred Card is one of the best-known travel rewards credit cards, featuring 5 points per dollar on travel booked through the Chase travel portal and Lyft purchases, 3 points per dollar on dining, select streaming services and online grocery store purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar on all. Covered losses include: Physical damage and theft of the covered rental vehicle. For a $95 annual fee, Chase Sapphire Preferred offers a huge. Capital One Venture. Annual fee: $95. It’s important to note, though, that you only get extra value through Chase. You can currently earn at least 60,000 Chase Ultimate Rewards points, after spending $4,000 in the first. OR ANY OF ITS AFFILIATES. My Chase Plan SM Fee (fixed finance charge) Monthly fee of 1. The Chase Sapphire Preferred® Card earns Chase Ultimate Rewards points, which are worth 1 cent apiece when redeemed for cash back, gift cards and Amazon purchases. You can use the rewards you earn from the Freedom Unlimited for travel rewards. Chase Sapphire Preferred Benefits List 2023; Earning Chase Ultimate Rewards points; Chase Sapphire Preferred annual benefits; Chase Sapphire. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. They also stipulate a maximum payout of $40,000 per 12-month period. But you get a 25% value boost. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. So they’re a bit more valuable than Amex points in this regard. The Chase Sapphire Preferred charges a variable APR of 21. New cardholders of the. The Chase Sapphire Preferred® Card is a general travel rewards card and can't match those kinds of airline-specific perks. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. Rewards everywhere you shop with no annual credit card fee †. 99 per month and includes unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 from eligible restaurants. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. com or ESPNPlus. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Crunch the numbers on your spending habits and don’t make a. Chase Freedom Unlimited. The Chase Sapphire Preferred Card currently offers a sign-up bonus of 100,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. One of the main benefits to the CLEAR program is skipping the initial TSA line. 05 cents apiece for Chase Ultimate Rewards points (according to TPG valuations), the current 60,000-point bonus on the Sapphire Reserve is worth $1,230. If you don't have either card and are eligible to be approved under Chase's 5/24 regulations, you should consider. NOT FDIC INSURED. So, while the average score for approvals is "good" to "very good," perfect credit history isn't necessary. The Chase Sapphire Preferred® Card, meanwhile, is a. The Chase Sapphire Reserve is a much more expensive credit card as it has a $550 annual fee instead of a $95 annual fee. com. It comes with bonus earning of 2X on dining and travel and the ability to transfer points to some amazing travel partners. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. 6 Welcome Bonus 60,000 bonus points Annual Fee $95 Regular APR 21. Chase Sapphire Preferred Card. Chase Sapphire Preferred Benefits. See a summary of benefits, offers and experiences for Sapphire Reserve cardmembers. Just keep in mind that balance transfers are. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the. The Chase Sapphire Preferred car rental insurance can cover the cost of your vehicle, and it costs just $95 per year to keep this card in your wallet. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. $ 25. In fact, right now, new applicants for the Chase Sapphire Preferred Card can earn a bonus of 60,000 bonus points after spending $4,000 on purchases in the first three months from account opening. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year.